UOB Lender provides a number of personal banking expert services created to fulfill the economic requires of individuals. Underneath is an extensive overview to help you recognize the key factors and choices.
Kinds of Accounts
Personal savings Account: This account allows you to get monetary savings when earning interest.
Functions: Quick access, fascination earnings, negligible charges.
Positive aspects: Protected spot for your resources, potential expansion by way of fascination.
Present-day Account: Ideal for every day transactions and handling bills.
Options: Checkbook facility, overdraft security.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For all those trying to receive better fascination premiums about a hard and fast period of time.
Capabilities: Fastened expression deposits, larger curiosity charges in comparison with cost savings accounts.
Positive aspects: Secure investment option with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans that could be employed for different functions like education or household renovation.
Sorts:
Installment Loans
Credit history Traces
Advantages: Adaptable repayment phrases, competitive fascination charges.
Home Financial loans: Tailor-made solutions for obtaining house or refinancing present mortgages.
Types:
Fastened Price Dwelling Personal loan
Floating Fee House Financial loan
Benefits: Unique ideas to accommodate personal requires, eye-catching rates.
Charge cards
UOB features A variety of bank cards catering to various life and spending practices:
Benefits Cards: Receive details on each invest in which can be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on each day expending like groceries and dining out.
Journey Playing cards: Special Rewards like air miles accumulation and journey coverage coverage.
Investment decision Expert services
For people interested in developing more info their wealth via investments:
Unit Trusts * Diversified portfolio managed by pros. * Suited to extensive-term growth objectives.
Structured Deposits * Combines the attributes of standard deposits with expenditure solutions. * Most likely bigger returns but with a few hazard associated.
Coverage Products and solutions
To shield you and All your family members from unexpected functions:
Daily life Insurance policies * Gives economic security in the event of Demise or essential disease. * Also can serve as a price savings Resource dependant upon the coverage selected.
Health Coverage * Addresses health-related expenses together with hospitalization charges. * Essential for mitigating superior healthcare expenditures.
Digital Banking Services
Advantage at your fingertips by means of electronic platforms:
Net Banking
Enables you to regulate your finances on line:
Look at account balances and transaction history
Transfer cash in between accounts or fork out payments
Submit an application for new items (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick stability checks
Cell payment choices (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide customized banking alternatives that cater particularly to particular person requirements even though making sure comfort and safety in all transactions.